FinTec

Privacy Policy

Effective date: August 31, 2026

1. Introduction

This Privacy Policy explains how Debadri B.V. ("we", "us", or "our") collects, uses, stores, and protects personal data when you use FinTec (the "App").

FinTec is intended for adults and business users aged 16 and older. By using the App, you acknowledge that your information will be handled as described in this Privacy Policy.

2. Information We Collect

Depending on how you use FinTec, we may collect and process the following information:

  • Account information, such as your name, email address, login details, company details, and profile information.
  • Business and customer information that you enter into the App, including customer names, contact persons, email addresses, addresses, VAT numbers, and related contact details.
  • Financial and administrative records, including invoices, quotations, receipts, expenses, product information, reports, and related attachments.
  • Files, images, or documents that you upload, attach, or select through the App.
  • Technical information needed to operate the App, such as authentication tokens, device notification tokens, app settings, language preferences, and subscription status.
  • Messages or requests you send to us, including support emails and privacy requests.

3. Camera, Photos, Files, and Device Permissions

FinTec may request access to your camera, photo library, or files so you can upload receipts, attachments, profile images, or other documents. We only access these items when you choose to use the related feature.

If you enable app lock features such as Face ID or biometric authentication, the biometric verification is handled by your device. We do not receive or store your biometric data.

4. How We Use Information

We use your information to:

  • Create, manage, and secure your FinTec account.
  • Provide the App's invoicing, expense, customer, product, reporting, and attachment features.
  • Store and synchronize your business records on our servers.
  • Send transactional messages, service notices, password reset emails, invoice emails, reminders, and push notifications when applicable.
  • Process and verify subscription access through Apple App Store or other supported app store services.
  • Respond to support requests and privacy-related inquiries.
  • Protect the App, our users, and our services against misuse, fraud, unauthorized access, and security risks.
  • Comply with legal, tax, accounting, and regulatory obligations.

5. Legal Bases for Processing

Where applicable under privacy laws such as the General Data Protection Regulation (GDPR), we process personal data based on one or more of the following legal bases:

  • Performance of a contract, when processing is needed to provide FinTec and its features.
  • Legitimate interests, such as securing, maintaining, and improving our service.
  • Consent, where you grant optional permissions such as notifications, camera, photo, or file access.
  • Legal obligations, where we must retain or disclose information to comply with applicable laws.

6. Storage and Security

Invoices, receipts, attachments, customer information, and other business data you enter into FinTec are stored on our servers. Some settings and authentication-related information may also be stored on your device to keep you signed in and support App functionality.

We use reasonable technical and organizational measures designed to protect your information against unauthorized access, loss, misuse, alteration, or disclosure. However, no electronic system can be guaranteed to be completely secure.

7. Third-Party Services

FinTec uses selected third-party services to operate core App features:

  • Firebase Cloud Messaging, used to deliver push notifications and manage notification tokens.
  • Apple App Store and other supported app store payment services, used to process in-app purchases and subscriptions. Payment card details are handled by the app store provider, not by us.
  • Email apps and email services, used when you choose to send invoices, reminders, or related messages by email.

We do not use third-party analytics or crash reporting tools in the App. We do not sell your personal data and we do not use your data for third-party advertising.

8. Data Sharing

We may share information only when necessary to provide FinTec, comply with the law, protect our rights, or support business operations. This may include service providers that host, process, transmit, or secure App data on our behalf.

We may also share data if required by law, court order, government request, or to investigate fraud, abuse, security incidents, or violations of our terms.

9. Data Retention

We retain personal data and business records for as long as needed to provide FinTec, maintain your account, comply with legal obligations, resolve disputes, enforce agreements, and support accounting or administrative requirements.

If you request deletion of your account or data, we will delete or anonymize information where legally and technically possible. Some data may need to be retained for legal, tax, accounting, security, or dispute-resolution reasons.

10. Your Rights

Depending on your location and applicable law, you may have rights to access, correct, delete, restrict, export, or object to the processing of your personal data. You may also have the right to withdraw consent where processing is based on consent.

To exercise your rights, contact us at support@mijnfintec.nl. We may need to verify your identity before responding to your request.

11. Children's Privacy

FinTec is intended for adults and business users aged 16 and older. We do not knowingly collect personal data from children under 16. If you believe a child has provided personal data to us, please contact us so we can take appropriate action.

12. International Transfers

Your information may be processed or stored in countries other than the country where you live. Where required, we use appropriate safeguards for international transfers of personal data.

13. Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the effective date above. Significant changes may also be communicated through the App, by email, or by another appropriate method.

14. Contact Us

If you have questions, requests, or concerns about this Privacy Policy or how FinTec handles personal data, please contact:

Debadri B.V.
Dokter van Deenweg 108
8025 BK Zwolle
Mobile: +31687825742
Email: info@debadri.nl
Privacy Policy URL: https://mijnfintec.nl/privacy-policy